Forms and resources

To add or update beneficiary information, log in to My Account.

Adding and updating one or more beneficiaries to your account is easy to do and only takes a few minutes online. Before you get started, be sure to have the Social Security number, full name, birth date, and address of each beneficiary. If your beneficiary is a trust, an estate, or another organization, you’ll need to know the trustee’s, executor’s, or business’s information.

You can change your investment election for new money coming into your TSP account and move money among funds within your account when you log in to My Account.

In most cases, you’ll use your agency’s electronic payroll system to start, change, or stop your TSP contributions.

Use this form (TSP-1) to start, stop, or change your contribution amount (including any contribution toward the catch-up limit if you’re age 50 or older). Return the completed form to your agency’s benefits/payroll office.

Posted: December 2025 • 3 pages

In most cases, you’ll use your service’s electronic payroll system to start, change, or stop your TSP contributions.

Use this form (TSP-U-1) to start, stop, or change your contribution amount (including any contribution toward the catch-up limit if you’re age 50 or older). Return the completed form to your service’s finance office.

Posted: December 2025 • 3 pages

Agency representatives may use this form to notify the TSP when a participant who has a TSP loan is placed in an approved nonpay status or when a participant who entered nonpay status returns to pay status.

Posted: May 2022 • 2 pages

To apply for a TSP loan, log in to My Account to begin the request. You don’t need to complete a paper loan application, but you may need to submit supporting documentation, depending on the type of loan you request.

To request a TSP withdrawal or distribution, log in to My Account to begin the request. You don’t need to complete a paper withdrawal form.

To roll over money from another qualified employer’s plan to your TSP account, log in to My Account to start your rollover request. Paper forms TSP-60 and TSP-60-R are no longer necessary.

This fact sheet explains the annual IRS elective deferral limit and what to do about an excess deferral if you contribute too much during the year.

Posted: January 2026 • 3 pages

This fact sheet explains life annuities, one of the TSP distribution options after you separate from service or have a beneficiary participant account established.

Posted: October 2024 • 4 pages

This fact sheet explains how a bankruptcy affects a TSP account, loan, or in-service withdrawal.

Posted: May 2022 • 2 pages

This fact sheet explains catch-up contribution rules for participants who are age 50 or older.

Posted: January 2026 • 2 pages

Read this booklet to learn how court orders related to divorce, separation, past-due alimony or child support obligations can divide a TSP account. This booklet also identifies what the TSP must find in documents that grant a power of attorney (POA)—or in a guardianship or conservatorship order—that empowers someone other than a TSP participant to transact business with the TSP.

Posted: February 2025 • 32 pages

This booklet gives you detailed information about death benefits associated with your TSP account. It’s very important that you make decisions about who should receive your money after your death. You cannot rely on your will, prenuptial agreement, separation agreement, property settlement agreement, or court order to specify who will inherit your TSP savings because we do not use any of these documents to distribute death benefit payments.

Posted: March 2024 • 12 pages

This booklet explains options for requesting distributions from your TSP account after you leave service.

Posted: March 2025 • 20 pages

This fact sheet provides information for participants who go on leave without pay, the steps they need to take regarding their TSP account, and what happens to a TSP loan when a participant goes into nonpay status.

Posted: May 2022 • 5 pages

Read this booklet to learn about the TSP in-service withdrawal program, the two types of in-service withdrawals, and the rules that apply to each.

Posted: May 2024 • 20 pages

This fact sheet is for federal civilian employees who are leaving federal employment and who have a Thrift Savings Plan (TSP) account.

Posted: February 2025 • 2 pages

This fact sheet explains how an Internal Revenue Service (IRS) tax levy or criminal restitution order will affect a Thrift Savings Plan (TSP) account.

Posted: October 2025 • 2 pages

Now that you’re a federal employee, you can roll over your other eligible retirement accounts to the TSP.

Posted: August 2022 • 4 pages

Questions to ask about expenses when comparing the TSP to other retirement plans.

Posted: June 2025 • 2 pages

If you’re considering a TSP loan, read this booklet to learn details about general purpose loans and primary residence loans. Find out how much you can borrow, how long you have to pay yourself back, and what the possible consequences are of taking money out of your account.

Posted: January 2026 • 24 pages

To submit a power of attorney (POA) or another court-appointed document online, upload a previously executed document to the POA Management System.

Visit the Court Order Center to understand and complete the process for a retirement benefits court order (RBCO) or child support court order (CSCO).

Plan administrators for eligible employer plans or IRAs can use this fact sheet to learn details about moving money from a TSP account.

Posted: November 2023 • 2 pages

In this booklet, you’ll find information about what a Roth in-plan conversion is, eligibility requirements, immediate and future tax effects, and some suggestions of what to think about when deciding whether to convert your TSP savings. Roth in-plan conversions are complex, and there’s more to think about than what’s covered in this booklet. We strongly recommend that you consult a tax advisor to plan your conversion strategy.

Posted: July 2026 • 17 pages

Use this comprehensive booklet as a guide to your TSP account and reference it when you have questions. You’ll find information about TSP eligibility, contributions, funds, loans, death benefits, and how to take money from your account to use your savings.

Posted: January 2026 • 40 pages

This fact sheet explains the legislation that allows members of the uniformed services to make up contributions when they return to federal civilian service.

Posted: May 2022 • 5 pages

This booklet gives you investment information about each of the TSP funds, including historical returns, expense ratios, and risks.

Posted: May 2026 • 15 pages

This fact sheet outlines the rules and risks of investing a portion of your TSP savings in the mutual fund window.

Posted: June 2025 • 2 pages

This fact sheet offers a quick guide to each TSP fund, including pros, risks, and which L Fund may be right for you based on when you plan to use your TSP savings.

Posted: June 2025 • 2 pages

Use this booklet as a reference on tax withholding rules for different types of TSP payments, including withdrawals and distributions.

Posted: April 2026 • 32 pages

This fact sheet provides general information about IRA options when you also contribute to your TSP account.

Posted: July 2022 • 1 pages

You can use this worksheet to help you determine the amount of hardship funds you can request based on the information you provide. The worksheet is for your records only and should not be submitted with your hardship withdrawal request.

If you have a beneficiary participant account with the TSP, use this comprehensive booklet as a guide to your benefits and reference it when you have questions. You’ll find information about TSP funds, distribution options, and more.

Posted: January 2026 • 21 pages